CBN Warns Against Money Bouquets Ahead of Valentine’s Day in Nigeria

Nigeria Issues Warning Against Money Bouquets Ahead of Valentine’s Day

The Central Bank of Nigeria (CBN) has reminded the public that using naira notes to create decorative gifts, including money bouquets, cash cakes, or cash towers, is considered currency abuse and is prohibited by law.

Authorities emphasize that misusing naira banknotes, whether by folding, stapling, gluing, or arranging them as decorations, violates legal provisions designed to protect the integrity of Nigeria’s currency. Section 21 of the CBN Act, 2007 outlines that individuals who deface or misuse currency may face imprisonment, fines, or both.

The CBN explains that using naira notes for decorative purposes, reduces the lifespan of banknotes and increases costs for printing replacements, undermines public respect for the national currency, and can lead to legal action against those who violate currency regulations.

While money bouquets and similar gifts are popular ways to express affection, the warning highlights that such acts could carry legal consequences, including a minimum of six months in jail or a fine of at least ₦50,000.

Officials clarify that this is not a new Valentine’s Day-specific law. The prohibition against currency abuse has existed for years; what is new is the CBN’s proactive reminder as Valentine’s Day trends typically spike demand for money-based gifts.

To celebrate safely, the public is encouraged to; use traditional flower bouquets or gift items, send money digitally through bank transfers or mobile payment platforms, or opt for creative, non-cash-based tokens of affection.  

         You can also read:

https://everydaystorynetwork.blogspot.com/2026/02/central-bank-of-kenya-warns-against.html

Central Bank of Kenya Warns Against Using Banknotes For Money Bouquets and Decorations 

The message from the government is clear: enjoy Valentine’s Day celebrations without violating currency regulations. Doing so preserves both the value of the naira and the law.